ABOUT US
CITIZENS TRUST BANK RESIDENTIAL MORTGAGE LENDING
WE are committed to making the homebuying process easier. Recognizing challenges we offer a wide array of the following mortgage loan program solutions.
YOU DESERVE TO OWN THE HOME OF YOUR DREAMS, and we can help make that dream a reality.
FHA Mortgage Loan
Just 3.5% down and flexible credit score requirements.
VA Mortgage Loan
We are committed to supporting our military community by helping you have a home that is safe, accessible, and cost-effective to own.
Bank Statement Loan
We offer Bank Statement Loans – where you can simply provide bank statements to qualify.
Conventional Mortgage Loan
Our conventional loan options include primary or second homes, investment properties, cash-out refinances and more.
USDA Mortgage Loan
100% financing – no down payment required.
One-Time New Construction Loan
Make your dream home come true with our One-Time Close New Construction loan.
Temporary Rate Buydown
Save on your interest rate at the beginning of your loan, for a more comfortable mortgage payment.
Through your homebuying experience we will:
LISTEN to your needs and help you determine which loan option is best for your unique situation.
PROVIDE AN OVERVIEW of the loan process so you will know what to expect.
GUIDE YOU through the transaction step-by-step.
ANSWER YOUR QUESTIONS promptly.
CLOSE ON TIME.